Washington Update: The Housing Package Is Heading for the Finish Line!

This past week on Capitol Hill deepened my conviction that we are on the verge of enacting the most significant housing legislation in a generation—and that our members have a direct stake in its outcome.

On behalf of ABMA, I met with staff of the Senate Banking, Housing, and Urban Affairs Committee to discuss the 21st Century ROAD to Housing Act, championed by Chairman Tim Scott and Ranking Member Elizabeth Warren. The Senate passed this landmark bill 89–10 earlier this year. On May 20, the House followed with an overwhelming 396–13 vote after President Trump and Speaker Johnson reached a last-minute compromise. The White House formally endorsed the House version and called on the Senate to act.

What the bill does:

  • Cuts red tape—regulatory burden accounts for roughly 25% of single-family costs and 40% of multifamily development costs, according to HUD Secretary Turner
  • Expands federal backing to a broader range of housing types
  • Funds new construction and adaptive reuse through targeted grants
  • Unlocks a major repair market via modernized home repair programs
  • Modernizes and expands manufactured housing
  • Accelerates construction through pre-approved building designs
  • Opens restricted land through meaningful zoning reforms

ABMA’s message to committee staff was direct: as Congress moves to expand housing supply, policy must reflect the realities of material costs, supply chains, and what it actually takes to build homes at scale. I pressed for regulatory reforms that work on the ground and programs that support efficient, scalable construction. Staff are focused squarely on supply-side solutions and practical implementation—exactly where we need them.

What happens next? I expect the Senate to move the House-amended bill to the floor within weeks, as soon as leadership clears the calendar. With both chambers, the White House, and Chairman Hill aligned and pushing for speed, the momentum is too strong to stall. Fewer than five months remain before the November elections, and housing affordability is dominating the national conversation—both parties have strong incentive to deliver a tangible win before voters go to the polls. The one variable to watch is whether the Senate accepts the House’s scaled-back limits on institutional investors buying single-family homes. I don’t expect it to derail a deal this close to the finish line.

For our manufacturers, distributors, and suppliers, the opportunity is straightforward. This legislation cuts red tape, empowers local governments, and stimulates housing production across the board—driving demand throughout our entire supply chain. Homes don’t get built without our materials, and this bill is designed to build more homes.

I left Washington confident this package will reach the President’s desk. ABMA will stay engaged at every step— in fact, as I write this, NRLA members are meeting with Senator Warren’s office on next steps to advance the bill. We will keep you informed as it progresses and will ensure every NRLA and FBMA member has an opportunity to make their voice heard. The decisions being made right now will shape our industry for years to come.

Related Articles

Tags: